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Saturday, October 18, 2008
Sunday, September 28, 2008
What Are the Basics of a Medical Transcription Scam?
The trouble with any career option that allows a number of people to work from home is that it attracts scams. It doesn't matter how many legitimate opportunities there are out there, there will also be someone trying to scam the folks who just want to earn a decent living.
Naming the scum who do such things can help, but it is far more powerful to know the signs of a scam. This allows you to judge opportunities for yourself, even when they're so new that no one has heard of them yet.
It's vital to understand that not all scams will share all of these characteristics. As a matter of fact, some scams will do an amazing job of hiding their problems. But the more symptoms you know, the less likely you are to be scammed.
1. "You just type up what the doctor says!" Or anything making it sound easy. Medical transcription is not easy. You have to learn a huge, specialized vocabulary. You have to know the difference between words that sound similar or even identical.
You have to do the job as nearly perfectly as possible. You're dealing with people's medical records, after all, and that's nothing to fool around with. This is not a job for the untrained.
2. "We'll train you on the job!"
Nope. Not going to happen. There are some companies that claim to offer this, and all you have to do is buy their software. But you'll never make it with them. You will never be a paid employee. You will eternally be an unpaid student, whose best efforts are never good enough for you to graduate to a paid status.
And despite anything you may learn from them, legitimate employers will still insist that you get a real medical transcription education. You lose both money and months of effort to these scams.
3. "No training required."
To find a real medical transcription employer, you have to first get trained. There's no way around this.
There are a few quality schools out there. I always see people recommending Career Step, The Andrews School and M-Tec. I hear about other schools trying to get started here and there, but until they build up a quality reputation, I just can't recommend any of them.
4. Poor English on the site advertising the opportunity.
Why would you trust a site created by someone who couldn't transcribe a report themselves? It's better to get advice on a new career from someone who knows something about the field.
Naming the scum who do such things can help, but it is far more powerful to know the signs of a scam. This allows you to judge opportunities for yourself, even when they're so new that no one has heard of them yet.
It's vital to understand that not all scams will share all of these characteristics. As a matter of fact, some scams will do an amazing job of hiding their problems. But the more symptoms you know, the less likely you are to be scammed.
1. "You just type up what the doctor says!" Or anything making it sound easy. Medical transcription is not easy. You have to learn a huge, specialized vocabulary. You have to know the difference between words that sound similar or even identical.
You have to do the job as nearly perfectly as possible. You're dealing with people's medical records, after all, and that's nothing to fool around with. This is not a job for the untrained.
2. "We'll train you on the job!"
Nope. Not going to happen. There are some companies that claim to offer this, and all you have to do is buy their software. But you'll never make it with them. You will never be a paid employee. You will eternally be an unpaid student, whose best efforts are never good enough for you to graduate to a paid status.
And despite anything you may learn from them, legitimate employers will still insist that you get a real medical transcription education. You lose both money and months of effort to these scams.
3. "No training required."
To find a real medical transcription employer, you have to first get trained. There's no way around this.
There are a few quality schools out there. I always see people recommending Career Step, The Andrews School and M-Tec. I hear about other schools trying to get started here and there, but until they build up a quality reputation, I just can't recommend any of them.
4. Poor English on the site advertising the opportunity.
Why would you trust a site created by someone who couldn't transcribe a report themselves? It's better to get advice on a new career from someone who knows something about the field.
How Do You Get Your First Medical Transcription Job?
One of the biggest challenges for a newly trained medical transcriptionist is finding that first job. It's the classic dilemma of needing experience to land a job when no one will hire you to give you experience.
This is one of the areas where quality training comes in handy. If you make the right choice in medical transcription schools, the reputation of the school will help you to land a good job. Schools such as CareerStep have good reputations with many employers. This makes getting hired much easier.
If multiple levels of training are offered, you may be better off taking more than just the minimum level. My own employer, for example, preferred students who took at least the Gold level classes through CareerStep. They weren't particularly interested in students who only took the basic, Silver level classes. I won't say it was impossible to get hired as a Silver level student, merely that it was more difficult.
Many schools will offer job placement assistance. If it's offered, take advantage of it!
Another great way to find your first job is to start asking around at medical transcription forums to see if anyone knows of a company that hires newly trained and inexperienced medical transcriptionists. There are companies out there that will do this. Otherwise I never would have landed my own first medical transcription job. MT Desk has a good forum.
You can also do your own searches online or in the newspaper. There are plenty of job sites such as Monster.com where you can post your resume and easily apply for any medical transcription jobs that are posted. You can even have the site email you job search results daily.
There are also sites that have lists of medical transcription companies that you can contact and ask if they will test you. Many require 2 or more years' experience, but if the site doesn't make their preferences clear, ask!
If you don't mind working outside the home for a time, check with local hospitals and clinics for on-site positions. It can be much easier to land a job on-site than off when you lack experience. It can also be extremely helpful to be surrounded by people who already know the job quite well.
Talk to your doctor. Your doctor may or may not need a medical transcriptionist, but he or she may know someone who does. You can also try your veterinarian if you've studied that terminology, your chiropractor, your dentist... any medical professional you know. If you have to pick up some new terminology to work for them, just consider it a good career habit.
Whatever you do, keep practicing your transcription. If you have the tapes from your studies, keep on transcribing them. It's good to keep your mind on it, and you'll keep improving your skills. Once you land the job, your ability to type fast and accurately becomes even more vital. You don't want to lose your touch.
This is one of the areas where quality training comes in handy. If you make the right choice in medical transcription schools, the reputation of the school will help you to land a good job. Schools such as CareerStep have good reputations with many employers. This makes getting hired much easier.
If multiple levels of training are offered, you may be better off taking more than just the minimum level. My own employer, for example, preferred students who took at least the Gold level classes through CareerStep. They weren't particularly interested in students who only took the basic, Silver level classes. I won't say it was impossible to get hired as a Silver level student, merely that it was more difficult.
Many schools will offer job placement assistance. If it's offered, take advantage of it!
Another great way to find your first job is to start asking around at medical transcription forums to see if anyone knows of a company that hires newly trained and inexperienced medical transcriptionists. There are companies out there that will do this. Otherwise I never would have landed my own first medical transcription job. MT Desk has a good forum.
You can also do your own searches online or in the newspaper. There are plenty of job sites such as Monster.com where you can post your resume and easily apply for any medical transcription jobs that are posted. You can even have the site email you job search results daily.
There are also sites that have lists of medical transcription companies that you can contact and ask if they will test you. Many require 2 or more years' experience, but if the site doesn't make their preferences clear, ask!
If you don't mind working outside the home for a time, check with local hospitals and clinics for on-site positions. It can be much easier to land a job on-site than off when you lack experience. It can also be extremely helpful to be surrounded by people who already know the job quite well.
Talk to your doctor. Your doctor may or may not need a medical transcriptionist, but he or she may know someone who does. You can also try your veterinarian if you've studied that terminology, your chiropractor, your dentist... any medical professional you know. If you have to pick up some new terminology to work for them, just consider it a good career habit.
Whatever you do, keep practicing your transcription. If you have the tapes from your studies, keep on transcribing them. It's good to keep your mind on it, and you'll keep improving your skills. Once you land the job, your ability to type fast and accurately becomes even more vital. You don't want to lose your touch.
Are You Ready to Train as a Medical Transcriptionist?
Working as a medical transcriptionist isn't easy and it is definitely not for everyone. Here are some of your skills you should have before you even start training for this job.
Grammar, punctuation, spelling. If you aren't well above average in these basic skills, you are going to have a hard time as a medical transcriptionist.
Typing skills should be 45 wpm or greater. Your transcribing speed will be slower, especially at first, so the faster you are at the start, the better.
What about vocabulary skills? You need to start out with an excellent vocabulary and have the ability to add to it rapidly. This is a skill you will use throughout your medical transcription career.
How well do you work without supervision? If you plan on working at home as a medical transcriptionist, this skill is vital.
Take the time and be honest with yourself about the skills you have. If you aren't up to par with these skills you should work on them on your own before signing up for classes. You will make much better progress if you are ready for it.
Grammar, punctuation, spelling. If you aren't well above average in these basic skills, you are going to have a hard time as a medical transcriptionist.
Typing skills should be 45 wpm or greater. Your transcribing speed will be slower, especially at first, so the faster you are at the start, the better.
What about vocabulary skills? You need to start out with an excellent vocabulary and have the ability to add to it rapidly. This is a skill you will use throughout your medical transcription career.
How well do you work without supervision? If you plan on working at home as a medical transcriptionist, this skill is vital.
Take the time and be honest with yourself about the skills you have. If you aren't up to par with these skills you should work on them on your own before signing up for classes. You will make much better progress if you are ready for it.
Medical Transcriptionist Salary
A medical transcriptionist can earn good money, as an independent contractor, working for a service or working directly for a doctor.
Many medical transcriptionists are paid on production; that is, you will earn a set rate for every line you type. For example, when I started out in medical transcription, I was paid $0.065/65 character line.
This means that you can earn more if you improve your skills. In my experience, improving my transcription skills had two benefits: first that I earned more simply due to speed, but second that I was able to get a pay raise so that I earned more than the beginning rate.
According to the Department of Labor, the median salary for a medical transcriptionist is $13.64.
Some medical transcriptionists earn hourly pay instead. This is more common for transcriptionists working in offices than at home, as paying on production assures the employer that they are only paying for productive time.
Many medical transcriptionists are paid on production; that is, you will earn a set rate for every line you type. For example, when I started out in medical transcription, I was paid $0.065/65 character line.
This means that you can earn more if you improve your skills. In my experience, improving my transcription skills had two benefits: first that I earned more simply due to speed, but second that I was able to get a pay raise so that I earned more than the beginning rate.
According to the Department of Labor, the median salary for a medical transcriptionist is $13.64.
Some medical transcriptionists earn hourly pay instead. This is more common for transcriptionists working in offices than at home, as paying on production assures the employer that they are only paying for productive time.
Tuesday, September 23, 2008
Free Health Insurance Quotes
Free Health Insurance Quotes
HealthInsuranceFinders is one of the largest sources of online health insurance quotes. We do not sell insurance directly because our mission is to help consumers find the lowest-cost medical insurance available, and that requires the forces of market competition. Our free service makes it simple for you to find agents in your state and request quotes. By requesting medical insurance quotes from multiple competing agents, you are creating incentive for agents to give you the best deal and you gain the ability to compare options side-by-side. This sets us apart from other major online medical insurance sites that allow you to compare and buy cheap health plans from them directly. Those sites may offer insurance from multiple carriers and allow you to compare plans, but they are earning money no matter what health insurance plan you choose, so there is more of an incentive to offer you more than you need. What sets HealthInsuranceFinders.com apart is the fact that we are NOT a direct provider. Our only focus is to provide our customers with as much information and resources as possible, so that they can easily find the most affordable health insurance plans available. These resources extend far beyond just a free health insurance quote or price comparison--you will also find hundreds of informative medical insurance articles that cover all different types of insurance coverage, such as individual, family, group, business, private, short-term, dental, travel, international, and student insurance. Or if you prefer, you can browse by state to find entire pages dedicated to all plan types available to a certain area (e.g. all Florida or all California health insurance plans).
Individual Health Insurance
If you are unable to obtain medical insurance through your employer, you should seek coverage under one of many plans available out there. Also called private health insurance, this type of coverage is ideal for the self-employed and anyone looking for a wide variety of options and pricing structures from which to choose. After group health plans, personal health insurance is the most widely available form of medical coverage. In most states, individuals can be denied coverage for any number of reasons, so it is wise to request and compare more than one individual health insurance quote. The extra short-term effort that's required to apply for individual medical insurance plans is easily worth the long-term savings you'll enjoy.
HealthInsuranceFinders is one of the largest sources of online health insurance quotes. We do not sell insurance directly because our mission is to help consumers find the lowest-cost medical insurance available, and that requires the forces of market competition. Our free service makes it simple for you to find agents in your state and request quotes. By requesting medical insurance quotes from multiple competing agents, you are creating incentive for agents to give you the best deal and you gain the ability to compare options side-by-side. This sets us apart from other major online medical insurance sites that allow you to compare and buy cheap health plans from them directly. Those sites may offer insurance from multiple carriers and allow you to compare plans, but they are earning money no matter what health insurance plan you choose, so there is more of an incentive to offer you more than you need. What sets HealthInsuranceFinders.com apart is the fact that we are NOT a direct provider. Our only focus is to provide our customers with as much information and resources as possible, so that they can easily find the most affordable health insurance plans available. These resources extend far beyond just a free health insurance quote or price comparison--you will also find hundreds of informative medical insurance articles that cover all different types of insurance coverage, such as individual, family, group, business, private, short-term, dental, travel, international, and student insurance. Or if you prefer, you can browse by state to find entire pages dedicated to all plan types available to a certain area (e.g. all Florida or all California health insurance plans).
Individual Health Insurance
If you are unable to obtain medical insurance through your employer, you should seek coverage under one of many plans available out there. Also called private health insurance, this type of coverage is ideal for the self-employed and anyone looking for a wide variety of options and pricing structures from which to choose. After group health plans, personal health insurance is the most widely available form of medical coverage. In most states, individuals can be denied coverage for any number of reasons, so it is wise to request and compare more than one individual health insurance quote. The extra short-term effort that's required to apply for individual medical insurance plans is easily worth the long-term savings you'll enjoy.
Friday, August 29, 2008
The Future of Medical Transcription
Right now some MTs are concerned because some work is being sent overseas, especially to India. These MTs fear that they may lose their jobs because there is not enough work to go around. Also, because the MTs in India charge such a low line rate (.03 cents per line) some MTs are afraid that the line rates in the USA will drop and they will lose money. These concerns have not proven to be the case. First of all, the work coming back from overseas is riddled with errors such as wrong words, grammatical errors, typos, and many misspellings. In most cases, an American MT must go through and edit the reports before they can be sent to a facility. So, let’s say a national MT service decided to try to “save” money by shipping some work overseas to be transcribed at .03 cents per line, and then they find that the work needs extensive editing, and they must pay an American MT .06 or more per line to edit the document. Now the service has spent at least .09 cents per line for that one document! It’s just not proving to be a cost effective way to do business after all. Secondly, new laws are going into effect all the time in regard to patient medical records. It may be the case in the future that laws are passed that make outsourcing confidential medical records illegal. Lastly, there is still plenty of MT work in the US for a good MT.
Another concern some MTs have is the advent of voice recognition software. This is software that allows the doctor to speak into a microphone and the software translates the voice into text. This is not widely used for many reasons. First, the equipment is expensive and takes time to “train” to the doctor’s specific voice. Secondly, many ESL dictators commonly mispronounce certain English syllables and sounds, and that would make voice recognition unusable. Lastly, no software can be sensitive enough to distinguish between sound-alike medical words like “Xanax” and “Zantac.” If voice recognition is ever perfected ten years in the future, MT editors would still be needed to edit the final documents.
There is a law called HIPAA (Health Insurance Portability and Accountability Act) which includes some provisions in the handling of patient medical records and the security of them. Basically, there is some confusion about how HIPAA guidelines will affect work at home MTs. Right now it is thought that simply password protecting your computer, using encryption software (will explain more on this later in the course), and locking up floppy disks that contain patient information in a file cabinet will be sufficient. You will learn much more about HIPAA in module 30.
MT services are switching over from the old “tape and transcriber” method of transcribing medical reports to using Wav files/Wav pedals and the Internet to send and receive dictation. This is a very efficient and inexpensive way of doing business! You will learn in our course all about how to use a WAV pedal to transcribe Wav files. Basically, in brief, a WAV file is a computer sound file that can be played on your computer using special software.
Another concern some MTs have is the advent of voice recognition software. This is software that allows the doctor to speak into a microphone and the software translates the voice into text. This is not widely used for many reasons. First, the equipment is expensive and takes time to “train” to the doctor’s specific voice. Secondly, many ESL dictators commonly mispronounce certain English syllables and sounds, and that would make voice recognition unusable. Lastly, no software can be sensitive enough to distinguish between sound-alike medical words like “Xanax” and “Zantac.” If voice recognition is ever perfected ten years in the future, MT editors would still be needed to edit the final documents.
There is a law called HIPAA (Health Insurance Portability and Accountability Act) which includes some provisions in the handling of patient medical records and the security of them. Basically, there is some confusion about how HIPAA guidelines will affect work at home MTs. Right now it is thought that simply password protecting your computer, using encryption software (will explain more on this later in the course), and locking up floppy disks that contain patient information in a file cabinet will be sufficient. You will learn much more about HIPAA in module 30.
MT services are switching over from the old “tape and transcriber” method of transcribing medical reports to using Wav files/Wav pedals and the Internet to send and receive dictation. This is a very efficient and inexpensive way of doing business! You will learn in our course all about how to use a WAV pedal to transcribe Wav files. Basically, in brief, a WAV file is a computer sound file that can be played on your computer using special software.
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